Our Solutions

Coverage Designed for Real Life

A smiling family reviewing life insurance documents together at home.
A smiling family reviewing life insurance documents together at home.
Living Benefits

Access funds from your life insurance while you’re still living—providing financial support during serious health challenges and helping you stay secure when life takes an unexpected turn.

man and woman holding hands together with boy and girl looking at green trees during day
man and woman holding hands together with boy and girl looking at green trees during day
IUL

Indexed Universal Life (IUL) Plans

Combine life insurance protection with the potential for cash value growth—flexible coverage that supports your family today while building wealth for tomorrow.

man writing on white paper
man writing on white paper
Annuities

Transform savings into steady growth and dependable income, giving you stability when you need it most.

woman in gray dress shirt and white hat sitting on brown wooden bench near body of on on on on
woman in gray dress shirt and white hat sitting on brown wooden bench near body of on on on on
Retirement

Secure your future with smart saving strategies that grow over time and build lasting confidence.

Why Work With Us?

Why Families Trust Living Stone Life Insurance

  • Licensed in multiple states

  • Focus on living benefits, not sales gimmicks

  • Personalized plans that fit your budget

  • We compare multiple respected insurance carriers

  • Clear, friendly explanations — no confusing jargon

  • Heart for helping Filipino families & new immigrants in the U.S.